Cash flow problems are not always easy to spot unless you are continuously checking your business’ account. This is why, as a business owner, it is important to be aware of your business’ finances throughout the year, not just during financially significant times like tax season.

You may notice that you are seeing an influx of satisfied customers in your store or an increased number of purchases being made online. You may also notice that your team seems preoccupied dealing with the various demands of your business, which should signify a healthy, growing business. However, many small business owners are baffled when they take a look into their finances and realize that the total amount in their account is actually falling rather than increasing.

Even if the amount of money that is in your account isn’t cause for immediate alarm, you could still be failing to take in the maximum amount that you should be making. Here are some tell-tale warning signs that you are experiencing a cash flow problem:

A high amount of short-term debt.

It may be tempting to use short-term financing options in order to either fund smaller endeavors or to cover costs that you need to pay off as soon as possible. This is not a good cycle to get yourself into. You are just creating more debt for yourself and the total amount you will owe will add up quickly, especially when you consider the amount of interest that will accrue as you begin to pay back what you borrowed.

You are having difficulty paying your taxes.

Struggling to pay your taxes is also a dangerous cycle to get swept up into. If you struggle to pay taxes one year, it’s only going to continue to get worse from there as you will owe more and more with every passing tax season. Stay up-to-date with all of your quarterly tax payments and try to pay your taxes on time and in full.

Your checks are bouncing.

Before you try to cover certain expenses, make sure you look into your finances. If you are continuously writing checks that are bouncing, it’s clear that you are experiencing a cash flow issue. And, in addition, banks charge a pretty hefty fee every time a check bounces, so you end up owing money for not having enough money in your account. It may not be the best habit to develop, but it may be more beneficial for you to make a few late payments to your vendors rather than continue to bounce your checks.